Description
Description: This bootcamp guides you through seven tightly scoped daily missions to reset your debt journey. You will start by taking a full inventory of balances, APRs, due dates, and minimums using the included tracker. You will identify spending leaks and set a temporary spending freeze with clear rules you can actually keep. You will choose a payoff method that fits your psychology and cash flow, not just math. You will stack minimum payments into a weekly autopay rhythm to avoid misses and fees. You will set up a bill calendar and due‑date alignment to reduce chaos. You will prepare one high-impact call to a creditor to request an APR reduction using a tested script. You will build a mini emergency buffer so surprises don’t push you back into borrowing. You will end the week with a written one-page plan and a first payment executed. You are expected to dedicate 20–30 focused minutes per day and to complete each checklist before moving on. You should pause any new nonessential purchases during the bootcamp to protect momentum.
Format: Self-paced micro-course with 7 short videos, a PDF workbook, and a Google Sheets debt tracker template.
Duration: 7 days; about 3–4 hours total.
What You’ll Learn: Full debt inventory; spending freeze rules you can keep; snowball vs. avalanche selection; bill calendar setup; autopay rhythm; APR reduction call; mini emergency fund; first-payment momentum.
Target Audience: Anyone feeling overwhelmed by multiple consumer debts who wants a structured, doable starting week.